Funded CFD & Forex Accounts
Four CFD programs — Instant Funding, Papaya One, Papaya Two and Papaya Signature — with one-time fees from $44, accounts from $5,000 to $200,000 and leverage up to 1:50.
Papaya Funding's CFD programs cover forex, indices, commodities and crypto CFDs with simulated capital. Every CFD program is a one-time fee — no monthly subscription — with accounts from $5,000 to $200,000, leverage of 1:50 and a maximum total allocation of $1,000,000.
Compare the CFD programs
| Program | Type | Price | Target | Max Drawdown | Account Gains |
|---|---|---|---|---|---|
| Instant Funding | No evaluation | From $106 | None | 5% EOD trailing | 90% |
| Papaya One | One step | From $69 | 12% | 9% static | 90% |
| Papaya Two | Two step | From $44 | 10% + 5% | 8% static | 80% |
| Papaya Signature | One step | From $51 | 9% | 3% static | 85% |
Prices vary by account size. See the challenge cards on the homepage for the full grid.
Which CFD program fits you?
- Instant Funding — start on a funded account today, no evaluation. 2% daily drawdown, 18% consistency on the funded account.
- Papaya One — a single 12% phase with a static 9% max drawdown and 90% of account gains.
- Papaya Two — the classic two-phase path (10% then 5%) with the lowest entry price from $44.
- Papaya Signature — one 9% phase with a tight 3% max drawdown and 85% of account gains.
Payouts on CFD accounts
- Payout period: every 14 days.
- Minimum payout: 1% of the account size.
- Account gains: 80%–90% depending on the program.
- Payout methods: Rise, crypto or store credits.
Platforms
Trade on DXtrade, cTrader, MatchTrader, GooeyPro. All CFD platforms are included at the same price.
Rules that matter
CFD evaluation programs have a 3% daily drawdown; Instant Funding has a 2% daily limit. Drawdown is static on the evaluation programs and end-of-day trailing on Instant Funding. Around high-impact news, existing positions may stay open, but opening or closing trades is prohibited within 3 minutes before or after the release. Accounts inactive for 30 days are closed.
CFD FAQ
What is the cheapest CFD account?
Papaya Two starts at $44 one time for the $5,000 account — the lowest entry price on the site.
Is the CFD fee really one time?
Yes. All CFD programs are a single one-time payment; only the futures programs use a monthly subscription.
What leverage do CFD accounts have?
All CFD programs offer leverage up to 1:50.
How much of my gains do I keep?
Between 80%–90% of eligible account gains, depending on the program: 90% on Instant Funding and Papaya One, 85% on Papaya Signature and 80% on Papaya Two.