Frequently Asked Questions
The most common questions about Papaya Funding — programs, rules, payouts and platforms — answered in one place.
Programs and pricing
Papaya Funding offers seven programs across two markets. CFDs (forex, indices, commodities, crypto): Instant Funding, Papaya One, Papaya Two and Papaya Signature, all one-time fees from $44. Futures: Papaya One, Papaya Signature and Instant Funding, monthly subscriptions from $129. Accounts range from $5,000 to $200,000 on CFDs and $25,000 to $150,000 on futures, with a maximum total allocation of $1,000,000.
How it works
- Pick a program and account size and pay the fee (one time on CFDs, monthly on futures).
- Pass the evaluation — or skip it entirely with Instant Funding.
- Trade the funded account under the program's rules.
- Request payouts — every 5 days on futures, every 14 days on CFDs.
Payouts
Payouts are processed via Rise, crypto or store credits. Futures accounts pay out every 5 days with a $500 minimum; CFD accounts every 14 days with a 1% minimum. You keep 80%–90% of eligible account gains depending on the program.
Platforms
CFD accounts run on DXtrade, cTrader, MatchTrader, GooeyPro. Futures accounts run on Rithmic, DXFutures, Volumetrica, Tickblaze.
Top questions
Is Papaya Funding a broker?
No. Papaya Funding provides simulated trading accounts for educational and evaluation purposes. All accounts operate in a demo environment with simulated capital; Papaya Funding is not a broker and does not accept deposits.
Which countries are restricted?
Papaya Funding does not accept traders from Pakistan, Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, Libya and Vietnam. Traders from the United States are welcome on both futures and CFDs.
Can I use Expert Advisors or automated strategies?
Yes, automated strategies are allowed as long as they don't exploit pricing errors or latency.
Can I trade news?
Existing positions may stay open through high-impact news, but opening or closing trades is prohibited within 3 minutes before or after the release.
What is the maximum funding I can have?
The total allocation across all your accounts cannot exceed $1,000,000.
How fast are payouts?
Once your program's payout conditions are met, payouts are processed via Rise, crypto or store credits — typically within 24–48 hours of approval.